I must admit that I was never a good shopper in the sense that I didn't care how much I have to shell out for an individual item. But recently I learned a good lesson in being frugal and imagined how much I could have saved from rewards or cashbacks from purchases I have made either in-store or online and even the visits to numerous restaurants. The monies from those could have gone to airfare tickets or hotel stays of future travels. So much so that I am taking the necessary steps to be a better and informed shopper and reap rewards in the future.
The way to this is a clean slate. I plan to achieve this through the following means:
- Paying the statement balance in full on my credit cards to take full advantage of the rewards, points or miles that I may accrue from these plastics. Barclay Arrival for 2x points on dining and travel, the 3% cashback on Amazon purchases with the Amazon Visa Rewards Card, BankAmericard Cash Rewards for 2% returns on groceries and 3% on gas come to mind.
- Using portals for cashbacks or rebates on purchases made online and then using step number 1 to double the returns. Topcashback is highly recommended.
- Buying gift cards that sell less than you would when purchased from original merchants or retailers, e.g. Raise.com.
- Checking online coupons for additional savings at checkout. Groupon and Retailmenot are excellent examples.
Following these steps recently, I was able to save $30 on two passes to Busch Gardens in Williamsburg, $5 less on a visit to On The Border, and $10 off on $30 worth of Walmart groceries. Looking back, I could have saved more if I took that extra step to a better online or in-store shopping experience. I am looking forward to following these from here on out.